This is my two cents:> the X5 is not aan average vehicle. to compare it to toyota, honda and other average vehicle is unfair. this is a top of the line luxury, high performance vehicle with ride and handling to out perform other top of the line vehicle. so it will cost more and need more to maintain. If you are worried about maintenance cost and problems then i would suggest an average vehicle. If performance, handling, CLASS, Luxury, is what you are looking for then a top of the line vehicle is it. And BMW is known for just THAT.