Sorry to hear it.

Maybe you could do a few upgrades with the insurance money... 4.6 front bumper, Depo headlights, 4.8 front fender flares...

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2002 X5 4.6is - Titanium Silver / Black Alcantara - Dinan Stage 2 - Bilstein/Eibach - Brembo BBK ----SOLD---
1993 318i - Brilliantrot / Tan - bone stock daily driver