Congrats on the new ride. Beautiful car. Just food for thought; insurance companies (warranty in this case) adjust their pricing based on likelihood of payout. If the paid out more than they take in - on average - they'd lose money and wouldn't be in business. I understand the peace of mind is invaluable to some, but it's not a recommended move from a financial standpoint. There will always be someone quick to post how their warranty paid out, but that's the exception, not the rule.