Why am I thinking that $38K would be a great down payment on a new X?
No worries, no questions, no travel to check it out, no surprises just a low
monthly payment and a 4 year warranty. That's what i would do but that's
just my 2 cents which isn't worth much.

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"What you hear in a great jazz band is the sound of democracy. “The jazz band works best when participation is shaped by intelligent communication.”
Harmony happens whenever different parts get to form a whole by means of congruity, concord, symetry, consistency, conformity, correspondence, agreement, accord, unity, consonance…….