Quote:
Originally Posted by motordavid
The part time idea from ~56 to ~62 is also good, though unless it is nailed down it may change or evolve, during the next few years.
|
The pt is rather easy for me, I have only worked about 9-10 months a year for the past ten, getting it down to 2-3 is just a matter of selecting the right jobs at the right time.
Quote:
Originally Posted by motordavid
The question of SS at 62ish vs 65, 66 or older, consumes Terabytes of storage on the net
|
SS at 62 is so much lower than at 67 or 70 so I am not really counting on it... I'm thinking I will just spend from my savings at least until 67. Collecting SS starting at 70 would itself carry me so it is very tempted to wait till then. I am also thinking though that if the worst happened and I ended up living off the SS promised, I could also reverse mortgage the house to have a little extra. I'll have to look into whether or not I qualify.
Quote:
Originally Posted by motordavid
The health insurance issue is mainly a question of how well you are currently covered, and if any of your current plan would slide over...
|
This is the big unknown anyway you look at it. It can totally derail retirement if you get sick and must be feared (or at least worried about), but not really anything you can do about it.
Quote:
Originally Posted by motordavid
13 yrs later, we are still fine/solid with a good sized portfolio, 2 houses, etc. But, it has taken careful planning, careful self directed investing, some luck and not getting sucked into boats, F Cars, et al.
|
I took 10 months off this year to see how the numbers would flow. I am happy to see that my numbers went forward - instead of in reverse. But this has been a great year for the stock market. But being cautious is why I plan to still work fulltime for the next three years.
Quote:
Originally Posted by motordavid
Personally, I would do very little differently, and I am glad I have had these past 13 yrs as a RetiredBum. Hope to make another healthy 10, but as you know, none of us fookin know when our expiration date is up.
|
I have plenty of personal (hopefully money making) projects on-line that should keep me from getting too bored, but to paraphrase you, "being free will be fooking worth it."
Thanks for your input.