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53 here. At a crossroads, thinking I will just retire now. Because I can, I guess.
To MD's excellent comments, I would just stress the health care cost. I agree that we can't do much about getting sick, apart from living healthy to improve the odds. But don't just plan for the best. I would hope for the best, and plan for the worst. Being sick, especially over an extended period, is very expensive.
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2007 X3 3.0si, 6 MT, Premium, White
Retired:
2008 535i, 6 MT, M Sport, Premium, Space Grey
2003 X5 3.0 Steptronic, Premium, Titanium Silver
2002 325xi 5 MT, Steel Grey
2004 Z4 3.0 Premium, Sport, SMG, Maldives Blue
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