"loaded" or "all possible options" is often said but rarely true. If yours is indeed "loaded" that would be a rare bird indeed. I would love it if you would post your VIN so it can be decoded to see that you really have "all the options"

incidentally, I also have a well appointed '08. But, mine does not have HUD, heated steering wheel, and active cruise control (was that even available?). Have everything else, I think.