Sold the X5. Will still be lurking but thanks Xoutpost for all the years of great support, info and entertainment as part of the forums. The balloon payment (BMW Select financing) was nearing it's 3 year mark and so I sold the diesel and bought a 2007 Monaco Blue 328i sedan w/sport package and 52,000 miles.
Here's the last pic before the X went to a new home. I paid new $52K for it w/all the great diesel incentives on a 60K msrp and sold for $37K. Thoroughly enjoyed that diesel engine and would do it again in a heartbeat.
Really like the 328i and a great followup car.