Help with this lease quote for an '06 4.4i

[discoball]

Hi everybody..........here's the quote I got last night from my dealer for a lease.....

2006 X5 4.4i
Premium Package
Sport Package
19" Star Spoke Alloy Whels (Style 132)
Comfort Seats
Premium Sound
MSRP: 61,745

36 Month Lease
10,000 miles per year
Disposition Fee: 350.00
Security Deposit: 700.00
Acquisition Fee (Upfront): 625.00
Fees & Ins. (Upfront): 55.00
Upfront Taxes: 2,237.93
Total Out of Pocket/Initial Charges (Drive off amount): 4,317.31
699.38 per month
37,047.00 purchase option

I'm not trading anything in & I'm not sure what the "residual" and "money factor" is - this is my first experience with a lease. My original plan was to finance for 5 years but the dealer gave me this quote too to consider. Only thing I noticed is that she used the MSRP for the lease option and close to invoice price for the finance option. PS - I'm expecting a call from her in about 3 hours to let me know if I can special order Carbon Black.

Thanks!!