X5 rear ended

[kashmir]

apparantly seems like minor paint damage ..insurance offered $2000 ...they will pay for a new rear bumper . they said they will pay more if additional damage is revealed. I have not taken it to the dealer yet.

What precautions do i need to take. Do insurance companies pay for perceived devaluation that accidents lead to?

thanks

[X5 Meister]

You've said nothing about the accident, so how can anyone make any guess as to the damage? Was it a rear ending at 5 mph or 25 mph. At 5mph a new bumper is probably fine. At 25 mph it's a different ball game altogether.

[killcrap]

may need complete exhaust , check the exhaust hangars if they are shifted forward. this will probably add $5-6K

[kashmir]

sorry for not giving enough details in my previous post. I was stopped at a stop sign. Cant really tell at what speed I was hit. The "offending" driver's car was small and the jolt wasnt that severe. probably speed was more around 15 -2o miles.