One year left of CPO, considering Century Warranty Services... Any advice?

[reyxlp]

Have absolutely loved my '06 4.8 though I have been surprised at how much work it has needed so far.

Picked her up CPO off-lease in Dec 2009 with 30k miles.

So far...:

- Mirrors replaced because they stopped folding and unfolding properly
- Alternator died, replaced
- Upper arm bushings, replaced
- Lower arm bushings, replaced
- P/S fluid leak, hose replaced
- Driver front adjustable ride height bag failed, replaced
- Frozen tie rods, replaced
- Driver headlamp (not bulb -- ballast thing?), replaced
- Fuel pump died, replaced

That's just in two years and 18k miles -- I am TERRIFIED of having this car without a warranty haha...!

Got a flyer from Costco for extended warranty program through a company called Century Warranty Services.

Anyone heard of them or have any experience with them?

I got a quote and they are NOT cheap.

To add 5 years and 60k miles of coverage...:

$0 deductible = $11,582
$50 ded = $10,596
$100 ded = $9,610
$250 ded = $7,278

They did say their coverages are so extensive, their plan is "exclusionary" -- they list what they don't cover instead of what they do cover because the list of what they do cover would be so long, blablabla, etc.

I did specifically confirm they cover all bushings and adjustable ride height suspension components. They cover most "wear and tear" items, too, except break pads, tires, and fluids.

The repairs I've done so far without CPO would easily have broken $10k if I had to pay for them myself.

At this rate, when CPO runs out at the end of this year, I'll probably have around 56k miles on the clock, so if I got their warranty then, it would take me to 116k miles and 2018. Based on repairs so far, I could easily see running up over $10k in repairs between 56k and 116k miles or 5 years, so in that sense it could pay for itself in the first two years.

Then again, as much as I love this car, I gotta ask if it's worth (or if I can even afford) that much in repair costs...

Any specific experiences with Century anyone is willing to share would be greatly appreciated and I'm also all-ears on any other feedback with regards to what I posted.

Thanks!