Rear-Ended in the X5

[95wildtt]

Hi,
Got rear-ended while sitting at a traffic light yesterday. We were both stopped at the light, and when the left turn lane went, so did the guy behind me.

No major damage as he was probably only going 2-3MPH when he hit me. The rear bumper cover has some scratches and is a bit miss-shaped, the aero kit upper center section is cracked and the trailer hitch cover is pretty beat up too. I snapped it back into place after taking the photos. One of the PDC sensors trim ring is a flattened a bit on the bottom edge.

Any advise on filing a claim, I have a $500 deductible, or just pay for the myself?
Also, should I have a shop do the work, or just do it myself?

Thanks for any insight...

[gregg3gs]

I got hit a while back and the repair was over a 1K.
Get it quoted by three places and decide what to do after you have some hard facts.

Good luck.

[95wildtt]

Called the police, so I have a police report from the scene as well as photos of my X, his car and the intersection where it happened per the officer's suggestion. I have a copy of the police report, and the other guy has the same insurance company that I do, so that should help.

Just looking at the few parts I know are needed on realOEM, I'm over $1000 just in parts with no labor of paint (Aero kit) work.

Appreciate the advice from both of you. I'll see what insurance has to say, and what the estimates work out to. Will let you know just FYI.

Thanks,

[Lubehead]

Just happened to me last week in my E70. Woman turned around to tend to her granddaughter in the back seat and basically drove into me. Her Altima was totaled. Don't know how fast she was going but I'd guess greater than 20 mph. Knocked my glasses off, I was surprised how much my back actually hurt-seems okay now. Lower tailgate panel and plastic bumper will have to be replaced, the parking sensors no longer work. Her insurance company will have an appraiser look at it tomorrow. Have not had a chance to get it appraised. My damage as well as OP's does not in my opinion fall into the realm of reducing the value ( especially mine with 131k miles) but be aware that more damage could impact trade-in/resale and in that case, one may want to negotiate for diminished value.

[Tazojla]

Apologies for going off topic and being a bit nosey; What is this thing attached to your X5?

[texvette]

Even if file on his insurance. Your premium will probably go up.
I had a agent tell me if file a claim, your companies will know, go
on your account. insurance companies are not your friend

[95wildtt]

Got 3 estimates today, ranging from $1350 to $1750. Basically replacing the bumper cover, bracket and center section of the aero kit. Will probably do the work myself as it looks straight forward and that way I know nothing else will get screwed up.

My insurance estimator told me to let him know if I find anything else and they will add it to the total. I have a check in hand for the $1750 amount.

Tazojla: That's one of my custom lighting modules, see photos for views of both front and rear.

[blue dragon]

You'd get pulled over so fast here for running red and blue lights . I like it though

[Doug Huffman]

Originally Posted by 95wildtt

[ ... ] Tazojla: That's one of my custom lighting modules, see photos for views of both front and rear.

I wonder if his battery will make it from one oil change to the next.

[95wildtt]

Originally Posted by Doug Huffman

I wonder if his battery will make it from one oil change to the next.

The front's are on when the AEs are lit, and the rears only when the Plate lights are on. They are all LEDS, so they would run from a 9v battery 24/7 for about a month.

Thanks.