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"stupid tax" includes those things, plus all the strategies they use to increase the net price they receive for the car. Keep in mind that the dealer gets paid in full for the car when you lease (by BMWFS or whoever the leasing company is). Their objective is to maximize that amount. They'll take advantage of the average buyer's inability to quantify adjustments to the monthly payment, lease term, downpayment, etc. on the fly while sitting in the showroom. Just do your homework before you walk in and negotiate just as you would a purchase. Good luck.
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2008 X5 4.8i, Jet Black, Tobacco Nevada leather & just about everything else (no vent. seats, no 3rd row)
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