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Annual Vehicle Ins. Bill...

Got our annual stable full-of-vehicles insurance bill in the other day.

Not boasting or poking, but it does show what lower
premiums you might expect when: have no tix or accidents,
move to a less urban part of the country, and become a
Geezer, etc. :rofl:
The cars coverage have the usual BI of $500K each occurrence
and $500K per person, PD of $100K each occurrence and the
usual comp, ACU deductible of $500, Towing, etc. Not over
the top but not el cheapo coverage, either.

The Scoots have only BI of $500K per/occurrence & PD of
$100K with no collision or theft.

Cars:
2003 Honda CR-V $366
2002 Vette Vert $378
2001 BMW X5 $396

M'Cycles:
1987 Honda Hurricane 1000
1994 Honda Gold Wing Aspencade
1990 HD SotftTail Heritage
1975 HD Superglide ...all $97 each, except for the
old '75 HD Superglide which currently sits uninsured.

We have our NC Mtn House homeowners ins. and a
$4 Mill umbrella with the same co., which we are told,
gives us a "better deal", fwiw.

So, for you 20, 30, 40 sumpins, there is light at the
end of the tunnel. Ya'll jes' hafta get old to get some
savings. :D

BR,mD

I'll be joining you in geezerville suburbia in about 2 more years and hopefully I'll reap the benefits in reduced insurance premiums. But in the meantime, my 3 teens are making my insurance company very happy. Big tip on how to keep those insurance payments low - don't have children.

I live in NY premiums are more than double with a clean driving recorded

My vette, tb and home owners all together cost me ~ $2100 a year for top of the line coverage from a tier 1 company (Encompass)... not bad for NJ huh?

Look into Haggerty insurance my C5 Vert is about half what you are paying currently

No such luck in Sin City.

No tickets or accidents,

All cars have the BI of $100K each occurrence and $50K per person

PD of $100K each occurrence and $250/$500...Comp/Coll, Towing, etc.

Cars:
1996 BMW Z3
2001 BMW X5
2001 Mazda Protege

Total for the year...$5696. Teen driver accounts for over half of the total. If you've seen the drivers in Vegas...the rates make sense. Painful nonetheless.

Quote:

Originally Posted by motordavid

....
M'Cycles:
1987 Honda Hurricane 1000
1994 Honda Gold Wing Aspencade
1990 HD SotftTail Heritage
1975 HD Superglide ...all $97 each, except for the
old '75 HD Superglide which currently sits uninsured.
...

Man! That is a lot of bikes!. do you ride all of them regularly??

Sounds like a great life so why are you a "GrouchyOl'Bastard"?

Unfortunately, auto insurance may go down as age goes up, but it's more than offset by the increase in health insurance:mad: :cussing: :swear: :angryfire !ouch: