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-   -   got in a small accident yesterday (https://xoutpost.com/bmw-sav-forums/x5-e53-forum/54405-got-small-accident-yesterday.html)

pski215 11-16-2008 01:51 PM

got in a small accident yesterday
 
partially my fault but more the other persons, i had my signal on to parallel park in a spot and put my car into reverse there was a lady behind me in my blind spot who SHOULD have beeped once i started going in reverse however didnt, resulted in a minorly banged up bumper and a dented exhaust tip, how much to fix approx? we didnt exchange insurance info and all she was just like its fine i was pushing to exchange it but she didnt feel we had to so i let it go because i dont want higher insurance.

Wagner 11-16-2008 02:25 PM

do you have pics of the damage? kind of hard to give guesstimates based on text.

ljnlaw 11-16-2008 06:07 PM

Paul look on the right side, at least you weren't hurt...call Armand at VACMotorsports in South Philly they just resprayed my rear bumper and lower valence and did an awesome job.

Lawren

sequel95 11-16-2008 07:45 PM

Same happened to me a few months back
 
Plan on bumper replacement, paint, etc. to be 1200 or so. One exhaust is 500 bucks I thought, maybe more like 700. Problem is, you then have one new exhaust and one old. Try to bend back the exhaust tip before replacing or have insurance company give you a credit for the damage, especially if it is the fault of other driver. Good luck.:thumbup:

blktoptrvl 11-16-2008 08:15 PM

Quote:

Originally Posted by pski215
partially my fault but more the other persons, i had my signal on to parallel park in a spot and put my car into reverse there was a lady behind me in my blind spot who SHOULD have beeped once i started going in reverse however didnt, resulted in a minorly banged up bumper and a dented exhaust tip, how much to fix approx? we didnt exchange insurance info and all she was just like its fine i was pushing to exchange it but she didnt feel we had to so i let it go because i dont want higher insurance.

Partly your fault? More like 100% your fault.

sequel95 11-16-2008 08:21 PM

No, I was rear-ended on highway
 
I had to stop quickly and the Bonneville trailing me was not able to stop quite as quickly as the X5. The guy's insurance covered the damage.

pski215 11-16-2008 08:46 PM

Quote:

Originally Posted by blktoptrvl
Partly your fault? More like 100% your fault.

I put my turn signal about 15 feet before the spot and slowly came to a stop put my reverse lights on and checked my mirrors, there were no other cars on the st and i waited atleast 10 sec before i started backing up.....:confused:

blktoptrvl 11-16-2008 08:49 PM

Your car was moving and she was not, you were under control, you are responsible for whatever you hit - whether moving forward or backward - even if it is in your blind spot. Sorry.

pski215 11-16-2008 08:52 PM

she was moving when she hit me! she was going forward and i was going backward..... therefore her front fender hit my back fender which would mean she rear ended me regardless of if i was going backwards or not.

Wagner 11-16-2008 08:54 PM

Quote:

Originally Posted by pski215
she was moving when she hit me! she was going forward and i was going backward..... therefore her front fender hit my back fender which would mean she rear ended me regardless of if i was going backwards or not.

:bustingup :bustingup


My take is neither one of you knew who was responsible for what, hence the no cops/no insurance.

Back to the OT, if you get some pics up we could all give you a better idea of what you're looking at.

blktoptrvl 11-16-2008 08:58 PM

OH, I see. You are saying that she was not there at all (you had been stopped for ten seconds).

And she came along and smacked the rear of your car. And it was partly her fault because she didn't blow her horn before she hit you.

OK.

ca911 11-16-2008 09:44 PM

need some pics, but i was recently quoted close to 2000 for a full replacement of a 4.8is bumper, this included the push bar and shock absorbers...

BMWLOVER 11-16-2008 09:49 PM

Seems like a 50/50 thing. Since you were going backwards and hit her and she was moving forward and she hit you.

flyingmachine 11-16-2008 09:51 PM

Quote:

Originally Posted by pski215
partially my fault but more the other persons, i had my signal on to parallel park in a spot and put my car into reverse there was a lady behind me in my blind spot who SHOULD have beeped once i started going in reverse however didnt, resulted in a minorly banged up bumper and a dented exhaust tip, how much to fix approx? we didnt exchange insurance info and all she was just like its fine i was pushing to exchange it but she didnt feel we had to so i let it go because i dont want higher insurance.

did you both sign a simple agreement for this accident on site? if not, you better hope she's going to call cop and report you a hit and run.

I've heard things like this happen all the time. hope it won't happen.

pski215 11-17-2008 04:22 PM

thanks for the responses everyone, ive decided since i wanted to get chrome tips anyway that i will be ordering chrome tips and i have chips on my hood and some minor scratches on the car ( it is an 01 after all) ill have the car resprayed, my mechanic advised me that i do not need a new bumper.

primetime 11-17-2008 04:49 PM

Quote:

Originally Posted by flyingmachine
did you both sign a simple agreement for this accident on site? if not, you better hope she's going to call cop and report you a hit and run.

I've heard things like this happen all the time. hope it won't happen.

If she does file an actual accident report (not a hit and run) then he can just change his story too. No police report on site is his word against hers. His insurance company will deny her claim against him.

Just remember, if you're in an accident and its not your fault. Call the cops immediately on site. If it is your fault, then let the other driver call the cops. Of course if the accident is serious and has injuries then call the cops immediately regardless of who's at fault.

ca911 11-17-2008 05:12 PM

Quote:

Originally Posted by primetime
If she does file an actual accident report (not a hit and run) then he can just change his story too. No police report on site is his word against hers. His insurance company will deny her claim against him.

Just remember, if you're in an accident and its not your fault. Call the cops immediately on site. If it is your fault, then let the otehr driver call the cops. Of course if the accident is serious and has injuries then call the cops immediately regardless of who's at fault.

Except in California, for non-injury accidents, where both parties have valid drivers licenses and insurance information police are only responsible under law to help facilitate the information exchange. Generally no report is taken for a non injury accident and the question of fault is left to the insurance company. It has even gotten as far that some police departments WILL NOT respond to the scene of an accident if no one is injured and the information is being exchanged..

primetime 11-17-2008 05:24 PM

Quote:

Originally Posted by ca911
Except in California, for non-injury accidents, where both parties have valid drivers licenses and insurance information police are only responsible under law to help facilitate the information exchange. Generally no report is taken for a non injury accident and the question of fault is left to the insurance company. It has even gotten as far that some police departments WILL NOT respond to the scene of an accident if no one is injured and the information is being exchanged..

Wow. I bet thats a real mess for claims adjusters to try to figure out...

ca911 11-17-2008 05:30 PM

Quote:

Originally Posted by primetime
Wow. I bet thats a real mess for claims adjusters to try to figure out...

I think thats part of the thinking... put it to the claims adjusters rather than the cops..

E61Silver 11-17-2008 05:52 PM

I back into a stop car in parking lot in my new car.

The car pulled in when I was not looking and it was a black car at night.

Anyway, the car I hit had a small dent behind the left rear wheel. She got a estimate for $350 and a paid for it out of pocket. I figured it was better than claiming it.

Sorry for your bad luck.

carlgo 11-20-2008 12:33 AM

A good independent muffler shop can often fix bent tail pipes. Sometimes they just weld in a new section.


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