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-   -   Insurance Costs (https://xoutpost.com/bmw-sav-forums/x5-e53-forum/89284-insurance-costs.html)

SlickGT1 09-25-2012 10:17 AM

How the hell do you get these prices?

I get destroyed in NYC. I pay $1800 a year, just for the X, and the insurance is on my parents. I can't put insurance on my name for a while. I can't remember all the evil shit I've done on the roads. 3 times suspended licence, 1 revoked licence, so just imagine how many tickets that was. Insurance companies apparently don't forget for a while. Oh, I never had an accident that I caused. I've had 2 that I got rear ended. I where I spun out at about 5mph down on onramp, on freak morning ICE, and went up a cement barricade, then got T-boned by a Bronko sliding down behind me. Who then got rear ended by a pathfinder. It was like 5am, so the highway was fairly empty, which was great because I couldn't steer left, and had to turn the car around.

F150 is $1200 a year.

nebilex 09-25-2012 10:26 AM

2001 X5 3.0, 2008 VW Jetta
31 me, 30 Wife
1K ded
50/50/50
Rental $30/day for each car

Driving records,
Me: 2 tickets 1 warning, all 5 years ago..
Wife: several warning, no tickets
No accidents for both,

6 month $387 with Geico, then again we live in Indiana, Insurance is a lot cheaper than NY or Boston where we used to live.

TwinTurboGTR 09-25-2012 10:32 AM

Quote:

Originally Posted by nebilex (Post 898865)
2001 X5 3.0, 2008 VW Jetta
31 me, 30 Wife
1K ded
50/50/50
Rental $30/day for each car

Driving records,
Me: 2 tickets 1 warning, all 5 years ago..
Wife: several warning, no tickets
No accidents for both,

6 month $387 with Geico, then again we live in Indiana, Insurance is a lot cheaper than NY or Boston where we used to live.

Whoa only $50K??? May your never drive faster than your Guardian Angel. God forbid you get into an accident and it was your fault? I hope you have an umbrella policy Cuz!

nebilex 09-25-2012 10:48 AM

Quote:

Originally Posted by TwinTurboGTR (Post 898867)
Whoa only $50K??? May your never drive faster than your Guardian Angel. God forbid you get into an accident and it was your fault? I hope you have an umbrella policy Cuz!

Ok just went back into my account and checked... it's actually
100/300/100 @ $438/6month.. still not a bad deal

yeah $50k barely covers anything these days...

Gurjit 09-25-2012 10:50 AM

LOL

i live in BC vancouver
i pay 4100$ a year to drive my x5
i have no discount but even if i had full discount it could only b 43% cheaper

we have ICBC and they are the biggest crooks this side of the solar system


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