X5 Leasing
 

The lease on my 2005 X5 expires in mid-December and I'm about to order a 2008 X5 to replace it. I was just wondering if anyone has leased from BMW Financial Services recently? If so, what are they quoting for a money factor and for the residual value percentage?


:confused: :confused: :confused:

Oct 2007 lease deals
http://www.bimmerfest.com/forums/sho...d.php?t=235135

Thank you for the link to this very valuable information! I would still be interested, though, in what BMW Financial Services is quoting if anyone has that recent information.

Mea culpa! I just re-read the link you posted and that was BMW Financial Services. My apologies for my senior moment!

Just a short question about leasing in the USA.

I followed up the link to bimmerfest and was wondering about the base rates (0,00275 of MSRP). That would mean you pay around 200$ per month for a 4.8i X5 ?? Is that including down payment requirements ?

For example a 4.8i for about 110.000 USD (that is the price in Germany)
will go for 2200 USD per month with no down payment in leasing and the interest quote for financing is 8% per year !!!!

If the 200 bucks per month are correct, I will move to the states
thats great all about !!!

So long

Christian

.00275 is the MF money factor. MF is the rental fee for amount of time you lease. you multiply 2400 x .00275 = 6.6% rental fee . If you check BMW's web site under shopping lease deals X5's are leasing for about $717 a month plus tax $2500 down for 36 month 10K miles a year aprox with sport and prem pack.

Not quite.....here are the formulas that were listed at the bottom of the bimmerfest post:

(Cap Cost – Residual Value) / Term = Depreciation
(Cap Cost + Residual Value) X Money Factor = Interest
Depreciation + Interest = Base Monthly Payment

36 Month – Residual 58% of MSRP – .00275 Base Rate


So assuming a price of $80000 for a 4.8i and you don't pay any down payment the monthly payments would be about $1280 plus tax.

Ah O.K. thanks for the information, we use lease factors in Germany showing the monthly rate. They look quite similar but are of course much higher...

Thanks again

So long

Christian

The link in post #2 for the October leases from BMW Financial Services shows a money factor of .00275 (6.6% equivalent). Has anyone done better than that within the past two weeks on a 2005 X5 using BMW FS? I got what looks like a great deal - $800 above dealer invoice for the cap cost, but was quoted a money factor of .00295 (7.08% equivalent) and told that's the best BMW FS will do on a new X5. I find that very hard to believe. When I leased my 2005 X5, I got a money factor of .00165 (3.96% equivalent). I know rates are higher now, but this seems outrageous.

Doesn't anybody lease anymore?