Originally Posted by JCL

In addition to the valuable suggestions above, I would be prepared for the dealer to offer you a list of 'recommended dealer options', usually tacked on at the time of closing, and often handled by the 'business manager' ...Without exception, these 'options' are the highest profit area for the dealer. You will sometimes hear variations on the theme that you need to have these packages for the warranty to be valid. In general, that is nonsense. Just about any of them can be done with a spray can from Walmart if you want the Scotchguard or whatever.

I wouldn't take any of them; some suggest that the tire insurance is a good deal because you will beat the odds and get more benefit than the up front insurance cost (if you regularly and repeatedly beat the house odds, I suggest you drive the new vehicle directly to Las Vegas).

Good luck, and enjoy the X5.