PCD question - financing and delivery
 

I am about to pull the trigger on 2010 X5D with delivery in early November. My purchase process was a bit of a mess, as the sales people seem pretty clueless and lazy. So here some of the questions that have piled up in my head. any insights are appreciated:
Did anyone take PCD delivery and had the car shipped to the dealer? do they charge extra for that?
If you pick the car in NC, do you still have to pay destination charge? How much?
What time is the program over?
My salesperson is saying that money factor is .0028 up from .0025. Bimmerfest still shows .0025. Can anyone confirm?

If you do PCD, it is up to you to arrange transit back home. Whether that is you driving or paying for shipment is up to you. Destination charge is ~$830. Cant remember exactly. You pay that regardless of your choice here. You will be done with PCD by 3pm.

:iagree: I took delivery of my X5d on Sept 8. Yes, you still pay $825 delivery but the PCD program is free once you get there. However, you will have to make arrangements and pay extra to have the car delivered to your dealer if you don't want to drive it away yourself after PCD.

P.S. - it's great, you should definitely do it. The track and off road course are fun and highly educational - get to REALLY know the X5 before climbing into your new car. The factory and museum tour are perks.

.0025 is the "buy rate". Dealers can, and often do, mark-up to a maximum of .0003, giving you your .0028

Thanks, eyeguy and govols!
Sometimes I wonder if the main reason I got a BMW was to get PCD. Well and may be the diesel
I am not happy with financing at BMW, thinking of getting a bank loan at 4.75 rather than 5.9 they offer. I'd go for a lease but don't want to lose tax credit.
Btw, did anyone see how different the nav is on 2010?

BMW's buy rate is 4.9 but check www.penfed.org for their 3.99 rate. That's who I'm using. You can get a membership for a few bucks. I've used them many times in the past when there are no incentive rates from BMW.