My dealer sold me tire and wheel waranty for $500 last summer whem I got my car. I had a freak accident, same two tires wall damaged in 6 weeks interval. Well, first one they paid no question asked. However, on the second one, they just decided to screw me around not a dime even without reviewing the case. You have to watch out who you are insured with. Not evey ins. they sell is BMW's.