I've had allstate for years and when i've shopped around they beat everyone, but i know that isn't always the case...... i'd pay allstate double before I paid progressive a nickel...... my brother was hit twice by people insured with progressive (at least they had insurance) and the experience was absolutely terrible...... had to be the dumbest group of people in the business........ i had a relative who briefly worked for them out of college and swore he'd never ever use them after seeing their stunts........ i've talked to others who have had good luck but not us.....