My guess any of the major companies are good and in most cases the lowest cost 'wins'. It's only by having claims that the differences come out. 24 hours claims service may be important to you or going to any garage for repairs versus just 'prefered garages' etc. can make a difference to you that many don't notice til the accident. With home owners policies, there is a huge difference between 'replacement cost' and value etc. All these policy details can make huge differences in premium so just be careful to compare your policy options carefully.

I've never had a claim but from the one experience I know about (mentioned earlier) I like the Progressive way. 24 hour claims service, check cut on the spot, choose your repair shop... Lyberty Mutual may be the same/similar - I really don't know.

I've had allstate for years and when i've shopped around they beat everyone, but i know that isn't always the case...... i'd pay allstate double before I paid progressive a nickel...... my brother was hit twice by people insured with progressive (at least they had insurance) and the experience was absolutely terrible...... had to be the dumbest group of people in the business........ i had a relative who briefly worked for them out of college and swore he'd never ever use them after seeing their stunts........ i've talked to others who have had good luck but not us.....