$500 to $800 over invoice. You will find one who will deal!
Money factors fluctuate with cash incentives. Probably no cash incentives on 2011 (like Holiday cash on 2010) so the money factors are likely to stay the same on 2011 in April as they are now. Not the money factor for thru March is much lower than money factor in December when they offered $2,500 holiday cash. THe money factor spread from Dec. compared to now is about $2,500 depreciation over the life of the lease...NOT a coincidence. If you buy, go $800 over on a 2011 and place the order. If you lease, do the same