Hey fellow X5 owners, I was hit twice by two different drivers and of course two different occassions while I still have an open claim with the insurance on the particular area (passenger front fender) of the X5.

First accident 3 weeks ago, was hit by a parked vehicle while driving down the street but the driver claimed I tried overtaking him that's how the collision happened.

Second accident today, was hit by a driver that went through a red light while I was making a left on the intersection. This time I have a witness. Even though she claims she was green.

Both accidents have conflicting stories so the police officer said the insurance will decide who will pay.

My question is, do I open another claim with my insurance for this accident even though the damages are at the same spot of the vehicle? Do I get compensated for the damages for the second accident? The X5 was not sent to the body shop because of the waiting period of the parts.