Originally Posted by miamipanther

It happened last Saturday, we stopped on freeway due to the traffic, and a 95 Camry rear ended our X5, the driver either didn't keep safe distance or he may be distracted by something.


My wife and two boys(3&5yrs, both in car seat) were in the car. I quicked checked my boys after accident, my 5 yrs old looks fine, but the little boy cried like crazy, it worried me since I am not sure it's due to the shock or injury, we called BMW assist, the ambulence and police arrived quickly.

The firefighter checked my boys and they thought both were fine, but they found one of my finger was bleeding and gave me a bandage, I was not sure what happened but it's not big deal to me.


The cop took our information but didn't asked us anything and then talked to the driver who hit us for quite a while, finally the cop came back to us and said that the driver doesn't have insurance, no driver licence, and even no ID, he could give the driver $2000 fine but doesn't bother since he may lied on his name, the computer ran his name and came up nothing. What he could do is to let him go.


It doesn't make any sense IMO, the cop at least need to tow his car to keep the street safe since that drive didn't even have driver licence and the car is known uninsured. What can stop him, until someone got killed?

Our X5 is in the shop with total 4.5K damage, my insurance will take care of it with my out of pocket cost of the deductible, my other loss would be the diminshed value, I am OK with that, I am even glad since none of my family member is injured during the accident.