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I don't have the CPO boiler plate handy, but it doesn't cover "maint items" e.g. brakes, etc., anyhooo. Thus, one does Not have to have that kind of repair(s) done by any/your Stlr. CPO covered stuff, of course, gets covered and done by a Stlr. That "finance person" by the bye, is one of any Stlrs' biggest gross margin producers: their job is primarily to coerce/scare/brow beat a customer into buying sheet they don't need or want. I would bet his BMW 100K Ext Maint plan is marked up 30%+ over Sugg Retail.
Your basic Stlr has the conscience of a shark.
GL,md
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