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#1
06-16-2010, 12:09 PM
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Total Loss Accident: Need Help
When the x5 was taken to the collision center, it was determined to be a 'total loss' (cost of repairs exceeded value). I am so sad, because this car was amazing to drive and it is a financial loss as well.  Can you help me come up with a fair value to present to the insurance company, because I am pretty sure they're going to try to screw me? 2004 x5 4.8is 56k miles black on black with OEM alcantara interior. Interior was literally mint/flawless, bodywork was flawless with exception of paint chips on hood. Options include everything except bluetooth, which wasn't offered in 04. Reply in thread, or pm if required. THANKS! 
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#2
06-16-2010, 12:27 PM
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Quote:
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#3
06-16-2010, 12:39 PM
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If you can get $31k-$32k that is probably pretty good.
Sorry to hear about the vehicle - any possibility you may be buying it back to part out?
__________________
12 X5 M - 06 X5 4.8iS - 03 X5 4.4i - 03 M5 - 02 X5 4.6is - 99 M3 Dinan S3 - 98 M3 - 92 850i-6 - 92 850i - 91 325ix - 89 M3 2.5 - and a few parts cars
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#4
06-16-2010, 12:51 PM
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Legally should be retail value of vehicle + TTL fees.
__________________
"When you do things right, people won't be sure you've done anything at all" (Bender, futurama) You make something idiotproof, they'll make a better idiot You think professional is expensive, just wait until you pay for amateur. Never let your sense of morals prevent you from doing what is right. Examine what is said, not who speaks. X5 pics RIP 4.6is..... 2003 4.6is 
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#6
06-16-2010, 01:53 PM
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__________________
03 E53 X5 4.6is Sapphire Black on Black 08 e65 750i Alpine white, Sport Package
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#7
06-16-2010, 01:59 PM
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i don't know how insurance work in the states but in canada...it always is worse off then before...you never get the full worth of the car, instead back two steps. Insurance is suppose to put you back in the same position, not worse off or ahead.....sorry to hear about your loss. glad your ok.
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#8
06-16-2010, 05:09 PM
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glad to hear your ok. Im guessing you dont have the x in your possesion. too bad, you could have made some money on a partout. dibs on mk4 dvd!
__________________
 2001 X5 4.4i WHITE-Loaded like a baby's diaper SOLD
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#9
06-16-2010, 05:39 PM
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Hmm ... I'm thinking its a good bet they're not gonna give you retail value. Maybe someone in the industry can give us an idea.
Maybe $25K, at best, is my guess.  Sorry for your loss.
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