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  #1  
Old 03-01-2007, 10:17 AM
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Lease quote for nicely loaded 4.8i

Just fyi. Lease prices are much better than 4 months ago.
---

Here's what I got my dealer in NJ (also 7% tax rate) for 36mo / 12k miles
--

2007 4.8i

ZSP Sport Package
ZTP Technology Package
ZPP Premium Package
ZPS Premium Sound Package
322 Comfort Access
2LE 20" Y-Spoke Wheels
ZRC Rear Climate Package
ZCW Cold Weather Package
655 Sirius Satellite Radio
496 Heated Rear Seats
328 Running Boards

MSRP ~70,700

$995.00/mo taxes upfront ($2559.90) or $1070.00/mo taxes incl'd in pay't.
Both with std. lease inceptions - no cap cost reduction. (1st mo payment + title fees)
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2011 X5 3.5D - Platinum Gray / Black Leather / Dark Bamboo, Sports w/ 20's, Adaptive Drive, Comfort Seats, Cold Weather, Premium, Sound, Rear Climate, Technology, Comfort Access, Auto High Beams, Heated Rear Seats, Running Boards, Roof Rails w/Rola Crossbars, Space-saver Tire, Moonroof visor, P/Q Brake Pads, Cargo Mat, Weathertech All Weather Mats, Draw-Tite Hitch.

2010 X5 4.8i - Lemon'd 12/2010.
2006 X5 4.4i - Sold 11/2009.
2004 X5 4.4i - Stolen 8/2005. R.I.P.
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  #2  
Old 03-01-2007, 04:41 PM
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what is the money factor?
i ordered in early feb, at time it was 3.19 and they
promised me the lower money factor if avail on delivery.
wondering if theyve finally dropped it..
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  #3  
Old 03-01-2007, 06:45 PM
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How are you calculating taxes upfront? 7% x payment x 36 months?
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  #4  
Old 03-01-2007, 08:27 PM
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I'm picking mine up sat and the dealer told me the MF is now 2.25 (0.0025).
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  #5  
Old 03-02-2007, 10:04 AM
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MF and taxes...

Money Factor is simply another way of calling interest rate..

Take your interest rate and devide by 2400.. you'll get your MF..

so a MF of .0025 means an interest rate of 6%.
---

In terms of taxes, it varies between states, but in NJ you only pay tax on the money you're borrowing from the bank (CAR VALUE minus RESIDUAL VALUE in X months of the lease).. i know certain states will chage your tax on the whole value of the vehicle which sux!
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2011 X5 3.5D - Platinum Gray / Black Leather / Dark Bamboo, Sports w/ 20's, Adaptive Drive, Comfort Seats, Cold Weather, Premium, Sound, Rear Climate, Technology, Comfort Access, Auto High Beams, Heated Rear Seats, Running Boards, Roof Rails w/Rola Crossbars, Space-saver Tire, Moonroof visor, P/Q Brake Pads, Cargo Mat, Weathertech All Weather Mats, Draw-Tite Hitch.

2010 X5 4.8i - Lemon'd 12/2010.
2006 X5 4.4i - Sold 11/2009.
2004 X5 4.4i - Stolen 8/2005. R.I.P.
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  #6  
Old 03-03-2007, 01:48 PM
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Quote:
Originally Posted by genemish
Money Factor is simply another way of calling interest rate..

Take your interest rate and devide by 2400.. you'll get your MF..

so a MF of .0025 means an interest rate of 6%.
---
i dont mean 'what is a money factor' as in 'what does a yellow light mean?'

i mean what is THE money factor on your particular deal? i was quoted 3.19 looking for a drop by delivery time later this month..
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  #7  
Old 03-03-2007, 10:00 PM
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i'll be ready in october for a 4.8 sport w/ 20's... the lease rates should be rather aggressive by then (running advertised rates, etc)...

i'm hoping for around the $800 mark.
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  #8  
Old 03-05-2007, 03:31 PM
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The current MF on 4.8 is .0021.
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  #9  
Old 03-05-2007, 11:44 PM
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i have only seen 2 on the road around here since its introduction...

pretty sad considering pricy cars in the suburbs around here are a dime a dozen.

maybe the X isn't selling as well as expected.
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