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Good deal.
Remember, they also owe you sales tax, and any and all license/title fees that you will incur for the replacement.
Don't breath a word of what you paid....at least initially. If they are lower than your purchase price I'd press the CPO issues (ie they need to use only CPO cars from BMW dealers to make their comparisons)... remember, their pricing service is using every POS X5 sold in the US, including wrecks and auctions- they need to compare only cars that match yours. You can demand their comps (ie the description of the cars, and their location and sale price, they are using to define their value). You can point out if they are not comparable.
GL
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