BMW Wheel and Tire Protection - Covers BMW OEM Winter Tires/Wheels?

[klondikekat]

I was told that BMW's wheel and tire protection coverage would extend to a set of winter wheels/tires if they were BMW OEM wheels/approved tires. I was a little shocked by this, it didn't seem correct but inquired over and over again and they rattled off a few examples where this exact situation happened and the winter set was damaged and replaced under the program. They also confirmed it with SafeGuard (the BMW plan administrator).

I read the paperwork but while it didn't say this specifcally, there was also nothing that excludes it. It basically covers OEM wheels and tires (so long as the tires have 2/32" left).

If this is correct, is it worth it to get a winter OEM set vs aftermarket? The plan would cover them but OEM's are definately more expensive. In addition, since I'd be going from 20" summer down to 18" or 19" winters, I suppose there is much less potential for damage.

I did a search and couldn't find this specifically. Lot's of "Tire Protection/Insurance" threads, but I couldn't find this specfically.