BMW Wheel and Tire Protection - Covers BMW OEM Winter Tires/Wheels?

[klondikekat]

I was told that BMW's wheel and tire protection coverage would extend to a set of winter wheels/tires if they were BMW OEM wheels/approved tires. I was a little shocked by this, it didn't seem correct but inquired over and over again and they rattled off a few examples where this exact situation happened and the winter set was damaged and replaced under the program. They also confirmed it with SafeGuard (the BMW plan administrator).

I read the paperwork but while it didn't say this specifcally, there was also nothing that excludes it. It basically covers OEM wheels and tires (so long as the tires have 2/32" left).

If this is correct, is it worth it to get a winter OEM set vs aftermarket? The plan would cover them but OEM's are definately more expensive. In addition, since I'd be going from 20" summer down to 18" or 19" winters, I suppose there is much less potential for damage.

I did a search and couldn't find this specifically. Lot's of "Tire Protection/Insurance" threads, but I couldn't find this specfically.

[ard]

It is as simple as the language in the policy.

Post the policy, we can give you a read.

Keep in mind that it may all hinge on your definition of "OEM".... OEM is not always the same as "original equipment". Original equipment wheels might be the ones you drove off the lot. ... or they might be any BWM branded wheel that fits your model X5.

Buying OE BMW wheels now, after you own the cars and installing them does not make them the OE wheels BMW shipped the car with....

I am not arguing the issue, just pointing out it all depends on the policy language. Do they really refer to them as "OEM" wheels??? I would have thought they use a more defined term....

Did Safeguard confirm this in writing?

A

[klondikekat]

When I reread the contract it's actually LESS restrictive than I thought initially. It basically seems to cover the vehicle and not the wheels at all. It covers the wheels and tires on the 'Covered Vehicle' and doesn't say they have to be original, OEM, or even BMW.

http://www.bimmerfest.com/forums/att...6&d=1286901043

I noticed that damage from construction zones is not considered a road hazard and therefore not covered... I'll keep that mind if I report a claim.

It also covers new tires (replaced by me due to wear) or replacement tires/wheels replaced under the plan. The keys seem to be the vehicle and the length of the contract, not the specific tire/wheel equipment.

[BGM]

Originally Posted by klondikekat

When I reread the contract it's actually LESS restrictive than I thought initially. It basically seems to cover the vehicle and not the wheels at all. It covers the wheels and tires on the 'Covered Vehicle' and doesn't say they have to be original, OEM, or even BMW.

http://www.bimmerfest.com/forums/att...6&d=1286901043

I noticed that damage from construction zones is not considered a road hazard and therefore not covered... I'll keep that mind if I report a claim.

It also covers new tires (replaced by me due to wear) or replacement tires/wheels replaced under the plan. The keys seem to be the vehicle and the length of the contract, not the specific tire/wheel equipment.

You can scratch that from the non-coverage verbiage. I've had 2 rear tires replaced because of nails or screws---both of them had it in the exact same part of the tire at the same time. Dealer asked no questions. I'm pretty sure it had to have been from some construction site as almost impossible to have both happen in the same exact location on the tire.

ard---c'mon, I am waiting for your rebuttal on this .

[ard]

Originally Posted by ard

I am not arguing the issue, just pointing out it all depends on the policy language. Do they really refer to them as "OEM" wheels??? I would have thought they use a more defined term....

Originally Posted by klondikekat

When I reread the contract it's actually LESS restrictive than I thought initially. It basically seems to cover the vehicle and not the wheels at all. It covers the wheels and tires on the 'Covered Vehicle' and doesn't say they have to be original, OEM, or even BMW.
.

Originally Posted by BGM

ard---c'mon, I am waiting for your rebuttal on this .

Rebuttal? Why?

I asked about contract language, there it is, OP is reading and interpreting it correctly.

Sloppy language to me- seems that simply by being attached to the car it becomes "covered". OE or HRE! Of course the replacement will only be OE.

It really bothers me that they use OEM when they mean original BMW parts and not parts under private label made by the same company that made the wheels for BMW.... (ie like Mann filters versus OE BMW filer) Pet ard-peeve

A

[BGM]

Originally Posted by ard

Rebuttal? Why?

I asked about contract language, there it is, OP is reading and interpreting it correctly.

Sloppy language to me- seems that simply by being attached to the car it becomes "covered". OE or HRE! Of course the replacement will only be OE.

It really bothers me that they use OEM when they mean original BMW parts and not parts under private label made by the same company that made the wheels for BMW.... (ie like Mann filters versus OE BMW filer) Pet ard-peeve

A

I was just giving you a hard time---I know how much you enjoy discussing CPOs, Extended Maintenance and Wheel/Tire Warranty

[SJCFlyer]

When we purchased our X5, we got the same offer...with a $1,511 price tag attached. They were emphatic that it covered BOTH the tires and wheels for 5 years/50k miles. Additionally, he said that the run flats couldn't be repaired if punctured. I did some quick math and decided to risk it ~ ententing to replace the run-flats immediately anyway.

Drove off the dealership lot and less that 240 miles later had a large nail through front right tire...but it wasn't leaking. Took it to America's Tire where they dismounted it, did an excellent patch from the inside, remounted and balanced it -- for free! They said run flats can be repaired so long as the puncture is in the tread, not sidewall (as it is with any other tire).

Initially I was cursing myself, but now feel the "wheel/tire" coverage isn't worth it's cost. Just my two cents...

[BGM]

Originally Posted by SJCFlyer

When we purchased our X5, we got the same offer...with a $1,511 price tag attached. They were emphatic that it covered BOTH the tires and wheels for 5 years/50k miles. Additionally, he said that the run flats couldn't be repaired if punctured. I did some quick math and decided to risk it ~ ententing to replace the run-flats immediately anyway.

Drove off the dealership lot and less that 240 miles later had a large nail through front right tire...but it wasn't leaking. Took it to America's Tire where they dismounted it, did an excellent patch from the inside, remounted and balanced it -- for free! They said run flats can be repaired so long as the puncture is in the tread, not sidewall (as it is with any other tire).

Initially I was cursing myself, but now feel the "wheel/tire" coverage isn't worth it's cost. Just my two cents...

Why didn't you just take it to the dealer and have them replace it ?

[ard]

Originally Posted by BGM

Why didn't you just take it to the dealer and have them replace it ?

I think because when he said "we decided to risk it", he meant "I didn't buy the tire protection"

[BGM]

Originally Posted by ard

I think because when he said "we decided to risk it", he meant "I didn't buy the tire protection"

Ha I read the "risk" as not getting the protection as opposed to buying it