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I can do pads in my garage in 45 minutes, Pads and rotors in an hour.
So I do not fear owning a BMW "without a maintenance plan".... even if I had to pay an indy, I expect 1-2 brake jobs from 50-100k, and can get those (and the 3 oil changes and single coolant change) for well under what most dealers charge.
The added cost (or benefit to the dealer) is that owners with a BMW maintenance plan never cultivate a relationship with an indy.... their life during this period reminds me of the seal pups hoping to make it through the surf.... hopefully nothing that isnt covered by maintenance, bit otherwise they just pay the dealer what they say it must cost. Dealers love a captive owner.
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