Got into an accident due to drunk drivers

[cravin]

Those guides are really for trade-in and re-sale value. Your insurance is for full replacement value minus deductible. You're probably only a couple thousand off, so no big deal. Enjoy your new ride and once again, so glad that you're okay.

[kthankzbye]

Originally Posted by cravin

Those guides are really for trade-in and re-sale value. Your insurance is for full replacement value minus deductible. You're probably only a couple thousand off, so no big deal. Enjoy your new ride and once again, so glad that you're okay.

Thank you, Cravin!
I'm 1-2k off but I'd had it for 1.5 years, I don't want to wait any longer since they take forever to get this resolved.

[ard]

Originally Posted by kthankzbye

Thank you, Cravin!
I'm 1-2k off but I'd had it for 1.5 years, I don't want to wait any longer since they take forever to get this resolved.

This is, of course, the essence of their strategy- low ball you, grind you...you give up. They have nothing but time to wait...and owners are anxious for money to buy a replacement.

Even if you really need the money, the trick is to ACT like you have plenty of time and dont need the settlement right away.

[F150 Duke]

Wow this stinks! Last Friday my wife and I were hit on a highway ramp in our 2012 X5 by someone that I think was on meth. Their lights were off and went to pass us on the shoulder. I hit my brakes to let them go and luckily I did. At the same time he cut his wheel hard to the right to slam into us. Luckily he only hit the front bumper.

I followed him and called 911. He tried to loose us on back streets in Minneapolis but the roads were so empty that we could easily stay very far back and see where he was going. 20 minutes later the State Troopers caught up to him. They did a field sobriety test which passed but never did anything to check for other drugs. He was extremely agressive with the police and I was suprised they didn't do anything else but site him for an illegal lane change and put him at fault for the accident.

Now I have to wait on his insurance company, the fun begins...