....Well, first you have this thing called a deductible.........ah, youth....ask Dad like this:...."...Dad? What's our deductible??...Jimmy next door's deductible is a thousand dollars.....is that why he hasn't fixed the dents in his car??....."....."I'm confused.....can you explain it to me...."....this approach always worked for me.....

k i wont do it and will just pay it off myself.. thanks for teh advice guys... not doing the insurance ffraud thing . and dont want my premiums going up they are so high already... thankss

Don't worry, Amit...I'm 25 and still have no clue how the whole insurance thing works except that I have to have it and every 6 months I pay a little less!

ha thanks michelle, i love the way you can make everyone feel so much better. wishing them happy birthday and all and this, you're great . i would love to meet you lol.... ;) , maybe sometime at an x5 meet maybe the one we are supposed to have sometime in NJ....

LOL thanks :) You should go to the DC meet in May. Think you'll be allowed to drive in 5 weeks?
Check out everything here: http://www.xoutpost.com/x5world-x3wor...et-thread.html
and here: http://www.xoutpost.com/x5world-x3wor...l-dc-meet.html

Sorry to hear. NJ has highest insurance. Don't know any body shop in NJ but in White Plains and CT. Some body shops ask for your insurance company name so be careful.

at4680,

check this website www.dentwizard.com and it might save you money plus you don't have to worry if the color will match. i've tried it before and i was pretty impressed and satisfied with the work.

o i will probably be allowed to drive in 5 weeks but i doubt all the way to Dc. so i might as well wait for teh tri-state meet . hopefully its held in NJ. we will see

Glad they will let you drive it again soon. My daughter drove my RR after she got her license, but too much car got her into trouble by folding in the trunk of a Camry at a stop. $9000 damage to the Camry, $140 to the RR. After that I got her a 4 cylinder 626 plus I had to get her off my insurance it went from $4200 to $7900 (even though she was driving the 626 ) a year then AAA refused to include her the next year.

Be careful and be aware, this driving thing takes time. I've been driving for over 20 years and I still learn new things driving all over the world.

don't you hate it when your the cause of the mis-fortune. I did the same thing the the front pass. bumper cover on my X. Still waiting to get it fixed. :(