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Old 02-05-2008, 07:14 PM
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Wow...just wow.

http://cbs5.com/consumer/auto.loan.d....2.645976.html
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Old 02-05-2008, 07:30 PM
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Not a surprise at all. If people lie about their income to buy houses doing so for cars shouldn't be be a shock.

I mean what kind of reasonable person walks into a dealership without showing a drivers license, inflates her income by nearly 150%, ends up with a monthly lease payment of $1,300 that eats up half her income which is a $2,500 disability check?

And yes there had to be some illegal shenanigans going on at the dealership
but she had to want this deal.......
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Old 02-05-2008, 07:55 PM
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hey buddy whast up? lol.....yeah, the former agent says its common practice...and on her part, just got too excited.
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Old 02-05-2008, 08:11 PM
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Hmmmm. How can someone get excited about a monthly lease payment of $1,300 that eats up half their income which is a $2,500 disability check?

If the $2500.00 a month is all she's getting; what about living expenses, insurance, and on and on and on.... Don't know where she lives but an apartment in the Bay area can hit you for at least $1000.00 a month. Maybe more....... Oh well to each his own.......
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Old 02-05-2008, 08:17 PM
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Inevitable. You had a house you couldn't afford, and then bought a car you shouldn't have. Now what to pay..house or car?
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Old 02-05-2008, 08:18 PM
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people sometimes gets excited without thinking what they are getting into. You may call it dumb but it happens. I got friends who spends like millionaires and has a debt to income ratio of 90%, dont ask me how they can survive. BTW, so where is this east fo eden (your location)?
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Old 02-05-2008, 08:55 PM
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Unfookinbelieveable! All at way around: the Stlr guy is disingenuous at best,
the spokesidiot for BMW Finance is a former dlbspeak person for the gov't,
(they must not have verified anything about the applicant),
and the idiot woman's "disability" must be her IQ, her delusions and
utter lack of common sense.

Tip of the iceberg, imo...as BigR so succinctly noted: pay your car note
or pay your mortgage, esp. with the multitudes being so upside down to
begin with. What a mess; this ain't getting better or fixed, by spring or
summer, either, lol!
Debtor Nation is US...
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Old 02-05-2008, 10:13 PM
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she's not the only one. now makes me wonder how many ppl driving hi-end bmws are just like the lady.
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Old 02-06-2008, 01:09 AM
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"She's going to pursue legal action". No wonder our legal system is so screwed up!

How about: "Lady, you leased a car you couldn't afford. It shall be repossessed and you shall suffer the natural consequences of repossession - A credit hit. End of Story!"

It's not my fault!!!!!
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Old 02-06-2008, 09:03 AM
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Jeez... first of all Should the dealer or the FS actually look into it? its not their problem if the lady lies? they jsut have to reposes the car.
second, the lady put dwn $30k, so any finance company will finance someone putting down that much money....haha it was a lease too. that is one Dumb lady.... totally her fault.
Must have been a M6 convertible. 30k dwn on a lease and a $1300 note.
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