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  #1  
Old 07-11-2010, 08:29 AM
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Rates are very low
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Old 07-11-2010, 02:33 PM
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Really?......

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Rates are very low
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Old 07-12-2010, 01:50 AM
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Ok I'll bite as I'm curious, is that 5/1 ARM for 3% or 30 yr fixed for 4.35% both with zero points on a refinance of $1 million+ ? What's an estimate of closing costs?

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Mortgage rates are very very low right now. Five year arms are at 3%. Thirty Year fixed at 4.35%. If you are in a mortgage with a rate above 5.25% it is time to look at refinancing. Or if you are thinking of buying a new home, this is the time. Rates and term vary based on credit and value of your home.

If you are a Wells Fargo mortgage client you maybe entitled to a FREE refinance. Free refinance rates vary.

Even if you are with another lender our rates and fees are the lowest around. Please let me know you found me here on Xoutpost for additional incentives.

I have been in the mortgage Business for over 20 years and I work for Wells Fargo Home Mortgage and am able to lend anywhere in the US.
Please apply at my secure website www.lizciardi.com
Or call me at 704-756-4059
Email: [email protected]

Thank you ,

Liz Ciardi
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  #4  
Old 07-16-2010, 01:49 AM
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Did I say "I can only guess that trying to refinance has to be
a royal pain in the butt in this market?

Well lo and behold I get a Fed Ex letter from my bank offering
a refinance at 4.7% at no cost. (Yes no cost at all).
Not even present or past tax records or W2s.

If they will come down to 4.5% we may go for it
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"What you hear in a great jazz band is the sound of democracy. “The jazz band works best when participation is shaped by intelligent communication.”
Harmony happens whenever different parts get to form a whole by means of congruity, concord, symetry, consistency, conformity, correspondence, agreement, accord, unity, consonance…….
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Old 07-16-2010, 08:19 AM
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Is that zero points and what kind of deal (ARM? Fixed?)?

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Originally Posted by Quicksilver View Post
Did I say "I can only guess that trying to refinance has to be
a royal pain in the butt in this market?

Well lo and behold I get a Fed Ex letter from my bank offering
a refinance at 4.7% at no cost. (Yes no cost at all).
Not even present or past tax records or W2s.

If they will come down to 4.5% we may go for it
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  #6  
Old 07-16-2010, 10:21 AM
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Fixed.

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Is that zero points and what kind of deal (ARM? Fixed?)?
__________________
"What you hear in a great jazz band is the sound of democracy. “The jazz band works best when participation is shaped by intelligent communication.”
Harmony happens whenever different parts get to form a whole by means of congruity, concord, symetry, consistency, conformity, correspondence, agreement, accord, unity, consonance…….
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