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  #21  
Old 03-22-2013, 09:08 AM
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Originally Posted by brian5 View Post
...If you do not have any other moving violations or at-fault accidents in the previous three years, this reduction should not affect your insurance rates. All court costs and fines have been paid.[/I]"
It has been about 20+ years since my last MV (knock wood and everything else I can find). But back then any MV no matter how clean your record resulted in a hike in rates for 5 years. This was the same policy with 4 of the major insurers I queried. Have things changed that much whereas it is more likely that rates will NOT go up?
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  #22  
Old 03-22-2013, 07:05 PM
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Originally Posted by blktoptrvl View Post
It has been about 20+ years since my last MV (knock wood and everything else I can find). But back then any MV no matter how clean your record resulted in a hike in rates for 5 years. This was the same policy with 4 of the major insurers I queried. Have things changed that much whereas it is more likely that rates will NOT go up?
I think it's 3 years now. When my parents and I switched insurance companies, they only searched/asked for 3 years of moving violations. Depending on the severity, the rate hike may not be that much esp. if its just +9 over the limit.
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