They made an initial offer - man, that was fast. Crash was Sunday, car towed Monday, determined to be a total loss on Tuesday, and offer on Weds.

They called me, though, and said they weren't sure of the mileage, and asked if I had any documentation of it. I did, in the form of receipts for repair work.

At that time, I mentioned all of the work that I had done, and asked them to consider it. They asked that I assemble and submit whatever documentation I had, which I did.

I asked them to consider a condition upgrade based upon all of the work that has been completed. They advised that they'd look at it, and get back to me early next week.

I have receipts for every repair I've had done, plus all of the parts that I've bought, so I sent them a pretty big package of documentation.

So, I should if providing all of that documentation warrants an upgrade.

Just wanted to add that, so far at least, State Farm has been great to work with on this issue. We'll see how it resolves, but it's been a positive start to a really bad situation.

I believe your documentation will be very helpful in supporting your ask of a higher value for the vehicle. I'm very interested in hearing how this turns out for you.

Will let you know. Hope to have a revised offer this week.

Look for someone local to help you assess the value. There should be some "diminished value" estimators who can help establish how much to request. I found mine by calling around to body shops. Expect to pay $400ish for a good one.


Sent from my iPhone using Tapatalk

IMO this vehicle is too old for a diminished value claim.

There's no diminished value, because the car is now sitting in a salvage yard.

My only hope was to move the needle a bit on the condition assessment. We'll see how it plays out.

That's true however my comment was intended to convey a vehicle of this age would likely not qualify for a diminished value claim.

OP...any update on this?

Well, they said their first offer was based upon "mileage unknown", and an assumed mileage of 150k. With miles being 170k, they deducted $1k from the value. They added back in around $500 for new battery and tires.

So, current offer is $500 less than initial offer.

I am going to pull some comps and submit. They gave me exactly $0 for everything else I did.