Its easy....all you do is sell the car privately and settle the transaction at the finance company's office or representitive in your area. If there is minus equity and you have to tip some money in to the deal, then pay that to the finance company as well and they can then produce clear title to the vehicle.

I should know...when you own a prestige car in Australia you never get anywhere near the value at the end of the contract. I currently have a 100k mile 4.4 that still costs me $1400 mth at 7% and has a minus equity of $30k.

You guys in US dont know how lucky you are!!!

Good Luck

Rod

Just lucky that I still love the X