Insurance looked at it today and their initial estimate was 6200 to fix.... I started laughing... It was based on visual inspection only, nothing was removed to see damage under exterior panels and didnt include anything to do with suspension (based on the angle of the rim there is clearly more damage under there)... Its at the body shop, they are going to tear it down in the next day or 2 and do another estimate...

Looks like your insurance company want to get the repair work done by this guy :bustingup


http://i279.photobucket.com/albums/k...i/bedb0dcd.jpg

I am telling from experience that it is over 9k in damage. Like everyone suggested take it to a BMW shop and get a real estimate. After a hit like that it will never feel same, thats a T-Bone not a sideswipe. It is not natural for a vehicle to drive side ways! Definetly not at 40 MPH

The first estimate from insurance is usually low, then they haggle with the body shop for another 2 K. From the looks of ths pictures I would say they are going to replace the fender and door, then blend the paint into the rear door. Being that the truck is as old as it is (no offense meant - mine is older) they will probably go with used parts.

Its at a BMW shop right now...I will update when I they have it apart and see what was done under the skin...

Glad you are ok. If the damage is anywhere close to 80% of the vehicle value the insurance company will total it. I'm guessing your KBB is about $11K and repairs will be close to that 80% threshold. The estimate they gave is initial w/o looking at the frame, etc--and once they get into it more the repair bill will keep going up. So, I would say the insurance will total it out.

Just got a call from the dealers body shop...They are now up to a little over 11k for repair, I will be meeting there with the insurance guy early next week to discuss...

That is crazy. Im glad both of u came out all right. Hopefully the insurance doesnt act up

Was there any frame damage?

yes...