Depending on your insurance, they may or may not give you a good deal on the "total". Check KBB for your specific year, trim, and mileage. My mom had GEICO when they called a "total" on her Camry. And they gave her an excellent amount, something like $1K over KBB.

If they go below KBB, be prepared to stand your ground and fight.

I have already looked up values and everything.. Im just waiting it out until I have to fight with insurance company...

They are required by law to give you retail + tax/title fees etc. Don't let them low ball you on it.

sorry to see such a nice X5 get totalled

I'm still shaking my head over that E39. When are those side airbags supposed to go off????



Gar

I felt the same way but the car held up well. It was doubly frustrating because I spent 500 bucks extra for the rear side bags, which were an option at the time. Obviously could have saved the money but who could have known?

If you look at the interior picture, the leather cover for the airbag is pushed in so far that you can actually see the unexploded airbag sticking out into the passenger space.

Still, I figured the engineers were lying in order to avoid liability, and that there was a malfunction of some sort. I went ahead and paid an extra 500 bucks again when I ordered the rear side bags on my new X back in 2001 thinking -- who could be that unlucky twice?

Alot of the BMWs have the rear side airbags deactivated, for child seat safety. If you want to make sure they are activated you can have the dealer check via the "retrofits" section of the programming software.

Sorry to hear about your accident. Glad you guys are ok. My parents just got t-boned in their acura tl at 35mph and it was totaled out. I think the insurance company will total it because they take the least expensive route. It would probably be more expensive to repair than to total it out. Don't let the insurance co. low ball you. Sucks to see a great car go to waste, but hopefully your next BMW will be as good or better than this one. Good luck and keep us informed.