:iagree: :iagree: :iagree: Best choice!!!

So, here are the details of my deal...

Well, I just signed the paperwork on my 08 order yesterday (it arrived on Monday but cant pickup until this Thursday). Here is a breakdown of my order...

MSRP 70300
Invoice 64800

Selling 65300
Tax 2100

OTD 67400

MSD'S 7000
Title, Tags 1500

MF .00211
36 months/12000 miles

$949.00 monthly


Gives you an idea of what is out there to negotiate on....

What is MSD's?

They are multiple security deposits. You can place up to seven of them to buy down the money factor by .00007. The total reduction is .00049.

On top of what I posted above, I got the loyalty rate dropping the money factor another .00100. So, my payments dropped to around $835 monthly.

How did you get the loyalty rate???
I was searching for loyalty programs and havent found any that anyone could qualify for X5, is it something new in December?

Yep, new as of 12/2 or 12/3. A reduction of .001 off of the money factor for any current and returning BMWFS customer.

So, with my MSD's and loyalty rate my MF went from .00270 to .00221 then to .00121. Pretty nice reduction overall...

Well, I gave my wife her Christmas present today. A little background about it...

Yesterday she calls me at the office and tells me she received an interesting phone call that I should know about. Apparently, despite repeatedly reminding BMWNA, the dealer and the insurance company about NOT calling my wife, guess what BMWNA and the insurance company did....Yep, they called my home and talked to my wife about the 08 4.8 X5 that was just added to the policy.

She calls me, I tell her it was probably a mistake (yes, I know...bad wording choice).

So, now she was very suspect. I struggled about what to do. Should I go to a lot of effort still and try to hide it. Or do I give it to her and let her enjoy it. So, I took her to "the mall" today and we stopped at the dealer and I gave it to her. It had a big red bow on it. She was still surprised. She and I love it. I have some pics, and will post them later today.

damn Jason, sorry that happened, but it worked out in the end, right?
I would call BMWNA and insurance back. Give them your thoughts ;)

Good luck with the new X!!!

Yeah, I called the insurance company yesterday. I was firm, yet tried to be understanding despite being VERY disappointed. I don't know what I am going to do. I have so much to be thankful for. Besides having the means to buy my wife the car she wants, having a successful job, and a new baby daughter....I survived some bad health earlier in the year.

So, all in all, I can't really complain. My wife is VERY happy with her ride. So, what can I do?

I will probably just let it go....

Yeah, I agree, just forget about it if you've called them.
Congrats on your daughter and glad to see that you are well!
take care,
True