Originally Posted by Destination: Moon (Post 650147)

My 2 cents (not to start a fight) is that it costs everyone that buys insurance if you allow your insurance company to pay 1000 dollars for stuff that should cost less than half that amount. Its not free money. Its wrong to let venders rip off the system just because it does not come out of your pocket. Just like its wrong for insurers to deny you coverage for things that you buy insurance for!

Originally Posted by mtX5 (Post 650148)

we actually have a $100 deductable. and i don't know why it was denied. nationwide denied it but the agent OKed it (he told us to wait until he gets more details). i am not the primary driver of the e70 so i did not speak with nationwide regarding this issue.

i don't mind using another option but i have read that the process should take a few days, not a 1 day job like most insurance companies do with their 'recommended' shops (what they did for our H2). but that car doesnt need pampering haha

Originally Posted by gresch (Post 650405)

Every company is different, but a $100 deductable is a ripoff. Time to switch to a different company. I think full glass coverage on both of my cars is included in my premium for $0 cost and $0 deductable.

Originally Posted by mtX5 (Post 650408)

i'm not 100% about car insurnace (i don't really deal with it another family member does) but don't you get to pick your deductable? and the higher your deductable the lower the payment for your insurance. $100 deductable isn't bad.

Originally Posted by gresch (Post 650426)

Usually, deductables only come into play with liability, comprehensive and collision, not glass. If you have $100 deductable on liability/collision/comp, I think that you're wasting your money, bump it to $500 or $1000 and save yourself some coin.