Finance vs. Lease vs. BMW Select

[iMpower]

I just wanted to see what the X5M owners have gone in terms of financial planning with their vehicle purchase.

Please chime in on your choice and why did you go with it.

I haven't seen the BMW Select before and was curious if anyone had done that route.
Here is what the BMW North America says about it:

BMW Select is an innovative retail balloon financing product that combines the low monthly payments of leasing and the security of ownership. You make low monthly payments for your selected term then reach a decision point:

1. You can refinance the balloon payment amount; or
2. You can complete your purchase by making the balloon payment.
BMW Select is a good alternative if you prefer the benefits of ownership and a low monthly payment.

Thanks