Warranty Direct quote? Would you do it?

[4MoJoe]

I got 2 quotes for coverage from Warranty Direct. My 2001 has 44,500 miles and I can get the following:

MajorCare Covers the most likely to fail “big ticket items” plus many others

Deductible
Term/Miles* Will expire on... Or when odometer
reaches... $0 $100
13 Months / 13,000 Miles 10/20/2008 57,500 Miles $2,300 $2,050
25 Months / 25,000 Miles 10/20/2009 69,500 Miles $2,766 $2,466
37 Months / 37,000 Miles 10/20/2010 81,500 Miles $3,361 $3,036


XtraCare Protects all 16 major components of your vehicle

Deductible
Term/Miles* Will expire on... Or when odometer
reaches... $0 $100
13 Months / 13,000 Miles 10/20/2008 57,500 Miles $2,570 $2,320
25 Months / 25,000 Miles 10/20/2009 69,500 Miles $3,108 $2,808
37 Months / 37,000 Miles 10/20/2010 81,500 Miles $3,834 $3,509

I'm leaning towards the 37 month coverage for either plan but the costs ! yikes. Looking for feedback from Warranty Direct or maybe another plan. I didn't have CPO coverage and only had a 6 mo wty from the selling dealer 2 years ago. So far nothing major but.....