I am curious how many of you carry full coverage glass insurance? I am insured by AllState for both my e46 M3 and e53 x5. I just re-looked at my premium for just the glass coverage and noticed it is damn near $800 combined every six months!
I know glass is expensive, especially OEM and OE quality, but $1600 a year makes it seem not worth it. I do drive a bit on the freeways but replacing windshields is rare... Knock on wood. My deductible is $500, I could certainly increase that and the premier payment would go down, but again, really doesn't seem worth it.
What do you guys think? Do you guys have glass coverage on your car insurance program?