Brake questions...

[eubanksae]

I've got a 2001 X5 4.4 Sport.

2 days ago my "check brake linings" indicator came on.

My 1st question: is there any way to know for sure if the indicator is due to front or rear brakes? I think it's my rear, because I had the front brakes done almost exactly a year ago, and I've never had the rear done (owned the truck for about 2 years).

Question 2: I've looked at the articles about brake work on the site. However, I've never changed pads on a car/truck; just on motorcycles. Is there anything inherently tough, or any particular gotchas to doing this myself?

Thanks for the advice,
Andy E.
Sarasota, FL
'01 X5 4.4 Sport Blk