Windshield Pricing

[Thunder22]

Originally Posted by Destination: Moon

My 2 cents (not to start a fight) is that it costs everyone that buys insurance if you allow your insurance company to pay 1000 dollars for stuff that should cost less than half that amount. Its not free money. Its wrong to let venders rip off the system just because it does not come out of your pocket. Just like its wrong for insurers to deny you coverage for things that you buy insurance for!

I wasn't suggesting to let the ins. co. get gouged, I was objecting to the insurance company balking at repairing the windshield with OEM glass (which is an assumption i made based on the OP saying they weren't happy with the cost).

My family business is an insurance agency for the last 70 some odd years, I'm not into insurance fraud, sorry if it came across that way. I was defending the OP's right to have the repairs made with OEM glass.

[Thunder22]

Originally Posted by mtX5

we actually have a $100 deductable. and i don't know why it was denied. nationwide denied it but the agent OKed it (he told us to wait until he gets more details). i am not the primary driver of the e70 so i did not speak with nationwide regarding this issue.

i don't mind using another option but i have read that the process should take a few days, not a 1 day job like most insurance companies do with their 'recommended' shops (what they did for our H2). but that car doesnt need pampering haha

Every company is different, but a $100 deductable is a ripoff. Time to switch to a different company. I think full glass coverage on both of my cars is included in my premium for $0 cost and $0 deductable.

[mtX5]

Originally Posted by gresch

Every company is different, but a $100 deductable is a ripoff. Time to switch to a different company. I think full glass coverage on both of my cars is included in my premium for $0 cost and $0 deductable.

i'm not 100% about car insurnace (i don't really deal with it another family member does) but don't you get to pick your deductable? and the higher your deductable the lower the payment for your insurance. $100 deductable isn't bad.

[Thunder22]

Originally Posted by mtX5

i'm not 100% about car insurnace (i don't really deal with it another family member does) but don't you get to pick your deductable? and the higher your deductable the lower the payment for your insurance. $100 deductable isn't bad.

Usually, deductables only come into play with liability, comprehensive and collision, not glass. If you have $100 deductable on liability/collision/comp, I think that you're wasting your money, bump it to $500 or $1000 and save yourself some coin.

[mtX5]

Originally Posted by gresch

Usually, deductables only come into play with liability, comprehensive and collision, not glass. If you have $100 deductable on liability/collision/comp, I think that you're wasting your money, bump it to $500 or $1000 and save yourself some coin.

i duno..i really dont have details. all i know is the policy we have now is a ton cheaper than any other one (they shopped around)