After spending 18 months using my Nokia N95 having no directory, very slow response times and only very basic call handling on my 07 UK X3 I have solved the problem..

I have just got a brand new Nokia E75. Not expecting much I bluetoothed it up as I did the N95 and it all just worked, just like the manual says, woohooo.

I thought it was the cars module not being up to date, turns out to be Nokia's (old) software being a bit crud..