"You are Retard"

[X5Dawg]

Originally Posted by Krimson X

All the more reason to have health insurance reform.

EXACTLY!!!!! Reform it - don't take it over!!!

Of course they will screw that up and then take it over anyway and blame it on the insurance companies (or Bush )

[amacman]

Barack Obama gave an interview on television here recently . he seemed genuinely upset about the way insurers are denying help to policy holders .
there were interviews with a few people who had been basically condemned to death by their insurers not paying costs , maybe some had terminal illness but treatment was available to sustain survival for a while .
we have a National Health Service here in UK , rated very well on the scale of things . they also deny treatment to some terminally ill patients but usually because the drugs are not yet fully proven . a quick media frenzy usually gets them treatment .
we can purchase private health insurance . this gets you treated quickly rather than waiting in the queue for NHS treatment . we have private health care hospitals and if they cannot treat a condition then they pay the costs for the NHS hospital treatment .
everyones a winner .

[X5rolls]

How are your taxes working out?

Health care for all and not having insurance co's drop or refuse normal treatments is all good. Insuring people that are citizens is a worthwhile goal.

What I think you are seeing here is that the Federal Gov't of the US is a horrendous choice to become the organization to run health care. There are ways to fix the system without having to resort to the most inefficient organization taking it over nationally. Moreover, if the Federal Gov't is able to offer an option for health care, true competition can disappear making it an eventual fait accompli so they are left the only insurance group capable of surving.

All this will do is ensure inefficiency and higher taxes while giving more power to the Federal Gov't. Fixes should include driving costs down through ideas like tort reform and competition across state lines but these are not favorable to the majority here.

Fixing health care does not demand that the Federal Gov’t takes it over.

[Krimson X]

Originally Posted by Wagner

Ahh, you said it "reform" not GOVERNMENT run care. Thanks
And your example indicates that you have insurance and your issue is getting what you paid for covered, entirely different than you having no insurance and simply wanting the government to provide for you

I also pay close to $800 per month through the firm's group plan in health insurance premium payments for my family (that doesn't even include me because the firm pays for all employee's health care). Everyone pays the same for family coverage whether you earn $250,000 or $35,000 per year. That is a big disparity. That my friend is absoulutely fooking rediculous! I would figure that the average wage earner COULD NOT afford to pay what I pay and opt not to be covered.

[amacman]

taxation is freakin horrendous .
the health service is run by healthcare professionals , the government do interfere a bit more in recent decades primarily to score political points and some have messed things up a bit although common sense usually prevails .

[Wagner]

Originally Posted by Krimson X

I also pay close to $800 per month through the firm's group plan in health insurance premium payments for my family (that doesn't even include me because the firm pays for all employee's health care). Everyone pays the same for family coverage whether you earn $250,000 or $35,000 per year. That is a big disparity. That my friend is absoulutely fooking rediculous! I would figure that the average wage earner COULD NOT afford to pay what I pay and opt not to be covered.

That is your firms policy, my company does not follow that unless ALL variables were the same between employees. Again YOU DON'T REBUILD A HOUSE BECAUSE YOU DON'T LIKE THE COLOR OF THE WALLS. Oddly, you keep inadvertently defending the position of those that have insurance, not addressing the public option non-sense. Maybe we agree more on this than I thought

I'm all for the concept of "reform" of some type however completely against the notion that somehow health care access is a civil right and that it is "my" job as a citizen to somehow pay to ensure this. Even more so, I don't believe it is the responsibility of "the rich" to make up the difference for those who are not considered rich. Love to see how many of the 'uninsured' have flat-screen TVs....

[X5Dawg]

Originally Posted by Krimson X

Everyone pays the same for family coverage whether you earn $250,000 or $35,000 per year. That is a big disparity

Now explain to me why this is wrong when both families are getting the exact same coverage??? If your point is that the cost is too high, then are you advocating that only "poor" people should have their healthcare costs reduced??

[Wagner]

Originally Posted by X5Dawg

Now explain to me why this is wrong when both families are getting the exact same coverage???

or...why one family couldn't opt for a HMO over a PPO or a HSA...not like there aren't lower cost options....

[Krimson X]

Originally Posted by X5Dawg

Now explain to me why this is wrong when both families are getting the exact same coverage??? If your point is that the cost is too high, then are you advocating that only "poor" people should have their healthcare costs reduced??

Do I really have to explain why this is a disparity? Not in coverage or the standard of care, but in affordability. We aren't talking about poor people here. We're talking about middle class wage earners like my secretary and paralegal. But, I guess it all depends on your definition of "poor" or "middle class."

What I am saying is that the cost of health insurance has become a runaway train. Personally, my health care insurance has increased 100 percent within the last 5-6 years. It went up 12% just this year from last year.

[Krimson X]

Originally Posted by Wagner

or...why one family couldn't opt for a HMO over a PPO or a HSA...not like there aren't lower cost options....

It is a HMO group plan with BCBS.